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Joe and Ann had been married for 25 years and were good friends with Joe’s brother, Chris, and his wife, Helen. The two couples often went out together to dinner or the movies or got their families together for barbeques at the park. One day Chris approached Joe and asked him if there was any way that he could borrow some money. Chris said that he hated to have to ask, but he and Helen were really having a hard time paying their bills on time.
When Joe questioned Chris as to what the problem was, he sheepishly admitted that he had gotten into some gambling debt and now had been laid off from his job. When asked how much money he needed to get back on his feet again, Chris replied $15,000. Joe didn’t want to see his friends suffer unnecessarily and told Chris that he would discuss the matter with Ann. Ann, of course, felt the same way about their friends and really wanted to help them out, but she knew that they just didn’t have that kind of money lying around. It would have to come from their savings, and she just wasn’t sure it was worth the risk.
Joe, however, felt that it was his duty as a brother to help out and quickly convinced Ann of the same. They decided to loan the money to Chris with the understanding that it be paid back within six months. Six months came and went and Joe and Ann had not even received one payment from their good friends. Eventually, at Ann’s urging, Joe approached Chris about the matter. When questioned, Chris admitted that he and Helen had filed for bankruptcy prior to receiving the money in question and that they had declared Joe and Ann as one of their creditors. The debt had now been discharged and Chris and Helen were under no legal obligation to pay back the debt. Was there any way that Joe and Ann could have known that their relatives had already filed bankruptcy and they were putting their life’s savings at risk? Yes. One trip to www.ReverseMobile.com could have saved this friendship and a lot of money. Before you decide to loan anyone, even friends or family, money check out this site for bankruptcy records and other pertinent information that you need to know in order to make an informed decision. Don’t risk your hopes for the future on a decision made without the appropriate background information.
*Article Curticy of ReverseMobile.com